The presence of unwritten rules and Non-Competitive Trade Barriers to Entry for new participants into a transactional system are the two human engineering signs that fraud is likely and suspect. The need to have an unofficial base of rules for transactions that require an interpretation outside the body of the rules themselves suggest fraud is present and is being conducted by the more senior members of the group that comprises the participants of the transactional system.

Take for example the status assigned by the SEC to a national rating agency. It implies that the standards and usage of the information provided by this entity is clear cut and easily explained, but the unwritten rules determine the real effect not the written rules. The same can be said of any entity that governs or assist in governance where Non-competitive trade barriers to entry exist. NTBs are there to protect a monopoly nothing more which means there are secrets and unregistered usage events that take from unequal participates and ingratiate the more powerful entities. The Rocco labyrinth of regulations compounded by the autoimmunization via software increases the frequency of the fraud and the dollar amount.

For example the systemic failure of an online gold currency increases daily due the failure to implement satisfactory governance models. The phony organization that rates digital and gold currencies fails to address the shortfall in audited reports of the actual backing of gold to the issuance and in turn has not the means of validating the activities of the issuers.

Another tell tail sign that fraud is present is the preponderance of blame rest on the weaker parties to prove the more powerful parties have injured them. The lack of an even playing field due to the assumption that the interest of the stronger party serves the greater good evades logic. We have constructed within the online community a Victorian regime of politically correct morality that allows the unbridled pillaging of the user base by the larger party for the greater good. This privilege has been assigned because the core of Western ideology is that we want something for nothing, a free ride. By acting in a so called arena of cooperation we have deferred our obligation to align our own self interest with others that share the same interest and amalgamated and polarized the true greater good for one of a lesser variety. We have made ourselves willing participants in tyranny. Merry Christmas friends of the gulag of self incarceration.