It's disappointing how easily banks will let people take out loans or do transfers. It's not like automated phone verification etc don't exist *sigh*

http://www.maxmind.com/app/telephone_demo

There's an interesting story on ZDnet about a Microsoft study that suggests that phishing numbers are a lot lower than usual estimates. They put total US losses at $60million.

http://news.zdnet.co.uk/security/0,1000000189,39589445,00.htm